Q.01What should I do first after an accident?
Get safe, call 000 if anyone’s hurt, then call the club. Take photos, and lodge your claim with the club within 48 hours.
Q.02What counts as a not-at-fault accident?
Generally, a crash caused by the other driver, such as being rear-ended or hit by someone running a red light. Evidence decides disputed fault, which is where dashcam footage helps.
Q.03Is Uber responsible for my car after a crash?
No. Uber’s free injury protection covers certain injuries to you on a trip, not damage to your car. Your car is covered only by the policy or membership you arranged. What Uber covers, and what it doesn’t.
Q.04Do I pay an excess if it wasn’t my fault?
No, as long as the other driver is identified and at fault. If fault is disputed, or it’s a hit-and-run, the excess is paid up front and refunded once it’s recovered from the at-fault driver.
Q.05Do I need to report the crash to police?
In Victoria you must report a crash to police if anyone is injured and police weren’t there, or if property was damaged and its owner wasn’t there.
Q.06Who repairs my car?
Nationwide Collisions, our repair partner in Coburg North. All member repairs go through them, booked by the club. About the panel shop.
Q.07How long do I have to make a claim?
Lodge it with the club within 48 hours of the accident, and pay any excess within 72 hours. Claims lodged late may not be accepted.