A driver in a car with a phone showing a navigation app mounted on the dashboard.
From $110/month · no payment to enquire

Uber drivers

Drive for Uber? Keep earning when your car can’t.

Rideshare and taxi cover for Melbourne Uber drivers: repairs through our repair partner, and a replacement vehicle when the crash isn’t your fault, from $110 a month.

Does your car insurance cover Uber?

Often, no.

Many standard car insurance policies exclude using your car to carry paying passengers, so a crash on an Uber trip can leave you arguing about cover while your car sits idle. Uber drivers need cover that includes rideshare use.

Stallion is a Melbourne members’ association that gives Uber drivers vehicle cover, repairs through Nationwide Collisions, and a replacement vehicle or loss of income cover when the crash isn’t their fault, for $110 or $130 a month. It’s not a licensed insurer: cover is provided under your membership agreement, and the terms are confirmed before you join.

When it goes wrong

One call, then back on the app.

  1. The crash

    Get safe, end the trip in the app, and keep your dashcam footage.

  2. One call

    Call the club, any hour. We arrange the tow and tell you what happens next.

  3. The repair

    The club books your car into Nationwide Collisions, our repair partner. Repair times depend on the damage and on parts.

  4. Back earning

    Not your fault? A replacement vehicle keeps you driving while yours is fixed, once the other driver’s insurer accepts liability.

What happens next depends on fault and your membership terms. What to do after an accident

A driver turning around in his seat to talk to a passenger in the back of the car.

Built for the Uber shift

Made for the way Uber drivers actually work.

  • No excess when it’s not your fault

    Other driver at fault and identified? You pay nothing towards the repair.

  • Footage when fault’s disputed

    The Dashcam plan includes a 4K front and 2K rear DDPAI Z90 that’s yours after 12 months.

  • Towing after a crash

    One call and the club arranges the tow to the repairer.

  • One repairer, booked for you

    Nationwide Collisions, our repair partner: no hunting for a shop after a crash.

  • Loss of income

    Off the road after a crash that wasn’t your fault, with no replacement vehicle? Claim lost income, backed by your tax records.

  • Every app, one membership

    Drive Uber and DiDi? Your cover is for the car, whichever app you’re on.

Uber’s own cover

What Uber offers, and where a membership fits.

In May 2026 Uber started offering Australian drivers an optional car insurance policy. Here’s how it differs from a Stallion membership, in plain terms.

Optional, sold through Uber

Uber’s rideshare insurance

  • Comprehensive car insurance created by Vero and offered by XCover
  • For Uber driving and personal use
  • A monthly fee plus a rideshare premium based on your on-trip kilometres
  • Doesn’t cover other gig platforms or food delivery

Source: Uber Australia, 27 May 2026. Check Uber’s page for current details.

Stallion membership

Rideshare and taxi cover

  • A members’ association, not a licensed insurer
  • Your car, whichever app you drive for
  • $110 or $130 a month, published, with no per-kilometre charge
  • Repairs through our repair partner, and a replacement vehicle when it’s not your fault

Uber also includes some insurance while you’re using the Driver app, under its own terms. We don’t give personal financial advice, so compare what suits the way you drive. How Stallion cover compares with rideshare insurance

Two plans. Prices on the page.

GPS tracker and repairs through Nationwide Collisions on both.

Standard

$110/month

No lock-in, no deposit

Dashcam (recommended)

$130/month

12 months, 4K dashcam included

Compare the plans

FAQ

Uber drivers ask us.

Can’t see yours? All questions, or ask us directly.

Q.01Do I need special insurance to drive for Uber?

You need cover that includes rideshare use, and standard personal car policies often exclude it. Stallion membership is built for rideshare use from day one. Uber’s own rules for your car are in our Uber car requirements guide.

Q.02I also drive for DiDi. Is that covered?

Yes. Your cover is for your car, whichever app you’re on. Tell us every app you drive for when you enquire.

Q.03Does it cover me on Uber Eats or other delivery work?

No. Membership covers rideshare and taxi work only, not Uber Eats or other food delivery.

Q.04Can I cancel if I stop driving for Uber?

The Standard plan has no lock-in, so you can cancel anytime. The Dashcam plan is a 12-month term.

Q.05Is Stallion the same as Uber’s rideshare insurance?

No. Uber’s optional policy is car insurance sold through Uber. Stallion is a members’ association with its own repair partner, not a licensed insurer, and it isn’t connected to Uber. How rideshare insurance works.

Keep the app on, even when the car’s in the shop.

Tell us how you drive and we’ll come back with a quote. No payment is taken.