Compare your options
Four ways to cover a rideshare car in Australia, what each insurer says in its own words, and when Stallion isn’t the right fit.
The short answer
There’s no single best rideshare insurance in Australia. Drivers choose between a car insurance policy that includes rideshare use, Uber’s pay-per-kilometre policy with Vero, commercial or taxi insurance, or a drivers’ club membership such as Stallion. Not every insurer covers paid trips, and some that do cap your hours, so check before you drive.
The four options
In their own words
Taken from each company’s own website. We don’t list prices, because they depend on you and your car, and we’re not recommending any of them.
| Insurer | Paid rideshare trips | What they say |
|---|---|---|
| Suncorp | Covered | Covers ride-sharing if the car is owned, registered and insured in a private name, and trips are booked through a rideshare app. Source |
| GIO | Covered | “Yes, we provide cover for cars that are used for ride-sharing.” The booking must be made through a website or app. Source |
| NRMA Insurance | Up to 10 hours a week | Included in comprehensive cover if you tell them and it’s shown on your certificate. A claim may be denied if you go over 10 hours a week. Source |
| Youi | As business use | No separate rideshare policy. Its guide says rideshare is quoted under business use, as “Taxi - Uber and other ridesharing services”. Source |
| ROLLiN’ | Covered | Comprehensive cover for rideshare and personal use, for full or part-time drivers, with replacement transport for up to 21 days. Source |
| Uber with Vero | Uber trips only | Pay-per-kilometre comprehensive cover bought in the Uber Driver app. It doesn’t cover driving for other rideshare apps. Source |
| AAMI | Check first | Says to check your policy documents before driving for a ridesharing service: “Depending on the specifics of your policy, you might not be covered.” Source |
| Bingle | Check first | Says it won’t cover a car “being used for hire, or for a monetary reward”, or as a taxi. Source |
| Budget Direct | Not covered | The car must not be used for “carrying passengers for payment, including taxis and/or ridesharing (e.g. Uber)”. Source |
| RACV | Ask RACV | We couldn’t find a public statement about rideshare on RACV’s car insurance pages. Ask before you drive. |
Checked 13 October 2026. Insurers change their terms, so read the product disclosure statement and confirm with the insurer before you buy. This is general information, not advice about any insurance product.
Before you choose
Ask us the same six. Our answers are in the next section.
Our answers
The honest bit
Suncorp, GIO and ROLLiN’ say they cover ridesharing. NRMA Insurance covers it for up to 10 hours a week. Youi quotes it as business use. Uber sells a pay-per-kilometre policy with Vero. Budget Direct says it doesn’t cover ridesharing. Checked 13 October 2026.
AAMI’s website doesn’t say yes or no. It tells drivers to check their policy documents before driving for a ridesharing service, because “depending on the specifics of your policy, you might not be covered.” Ask AAMI before your first trip.
No. Budget Direct says the car must not be used for carrying passengers for payment, including taxis and ridesharing.
It depends on your car, your history and how much you drive, and most insurers only give prices as a quote. Stallion’s price is published: $110 or $130 a month. Compare what’s included, not only the price.
No. Stallion is a members’ association. Your car is covered under the membership agreement, not an insurance policy. Read the membership terms before you join.
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