Loss of income
A crash that wasn’t your fault shouldn’t wipe out your week. If a replacement vehicle isn’t available, you can claim lost income while your car is off the road, backed by your tax records.
Membership
Rideshare and taxi cover that keeps you earning.
One membership, real protection, and repairs booked straight into our partner shop. Here’s exactly what you get, and how it differs from rideshare insurance.
Cover by appWhich do you drive for?
Uber drivers What Uber drivers get, and how it compares with Uber’s own cover. See Uber driver cover DiDi drivers Covered on the same membership, whichever app you’re on. See DiDi driver cover Taxi drivers Cover for Melbourne taxi drivers, with repairs through our repair partner. See taxi driver coverCover vs insurance
Rideshare insurance or rideshare cover? The short version.
Most rideshare insurance is a car insurance policy with rideshare use added. Stallion works differently. It’s a members’ association for Melbourne Uber, DiDi and taxi drivers. For $110 or $130 a month, members get vehicle cover, repairs booked straight into Nationwide Collisions, and a replacement vehicle or loss of income cover when the crash isn’t their fault. Stallion is not a licensed insurer. Cover is provided under your membership agreement, and the terms are confirmed before you join. Drive for Uber? See cover for Uber drivers.
| Compared | Typical rideshare insurance | Stallion membership |
|---|---|---|
| What it is | An insurance policy from an insurer | A members’ association, with cover under a membership agreement |
| Repairs | Usually through the insurer’s repairer network | Booked into Nationwide Collisions, our repair partner |
| Lock-in | Often an annual policy | Standard plan is month to month |
| Price | Usually quote-only | $110 or $130 a month, published |
| Replacement car and lost income | Often optional extras | Included when the crash isn’t your fault |
| Who you call | A claims line or online portal | The club |
A general comparison of how rideshare insurance usually works. No insurer is named and every policy differs, so check any policy’s own wording.
The difference
Repairs booked straight in with our partner
When your car needs work, the club books it into Nationwide Collisions, our repair partner in Coburg North. No hunting for a repairer after a crash, and no chasing an outside shop for updates.
Repair times depend on the damage and on parts, and we keep you updated along the way.
See the panel shopAlso included
Everything else in your membership
Replacement vehicle
Downtime is lost income, so we keep you moving. When the crash isn’t your fault, you get a replacement vehicle while yours is repaired, once the other driver’s insurer accepts liability.
Towing after an accident
After a crash, one call and we arrange the tow to Nationwide Collisions. For at-fault or disputed claims, towing is covered up to 100km from the Melbourne CBD.
At-fault and not-at-fault cover
If someone else caused the crash, we sort your repair and chase their side for it. If it was your fault, you’re still covered - you pay a $1,200 excess. If the other driver is at fault and identified, you pay no excess. Either way you’re not left working out who pays for what.
Flexible monthly payments
No huge lump sum to get started. You pay monthly, so cover fits around how you actually earn. Plans start at $110 a month.
Plans
Two plans
Standard stays flexible, month to month. Dashcam adds a 4K camera on a 12-month term - the plan most members choose.
Month to month
Standard
$110 / month
- No lock-in, cancel anytime
- No deposit
- Third-party cover
- GPS tracker included
- Repairs through Nationwide Collisions
Plan details and terms are confirmed before activation.
Get a Standard quoteRecommended
12-month term
Dashcam
$130 / month
- 4K front + 2K rear dashcam included (DDPAI Z90, $695 value)
- The camera is yours after 12 months
- $300 refundable deposit - waived if the year is paid upfront
- GPS tracker included
- Everything in Standard
Leaving early: return the camera and GPS tracker, or pay out the term and keep the camera.
Get a Dashcam quoteSound like what you need?
Tell us a little about how you drive and we’ll come back with a quote.